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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,897 | $178,174+56.0% | $156,181+77.9% | $137,256+102.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 18.50% | 84.19%-65.7pp | 64.87%-46.4pp | 220.34%-201.8pp |
| Employer contribution / active EE | $1,361 | $4,972-72.6% | $4,294-68.3% | $4,156-67.3% |
| Participant deferral / active EE | $5,370 | $6,888-22.0% | $6,132-12.4% | $6,407-16.2% |
| Admin fee / account holder | $3,215 | $17,404-81.5% | $14,586-78.0% | $12,270-73.8% |