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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,889 | $77,908-47.5% | $149,696-72.7% | $75,173-45.6% |
| Participation rate | 69.7% | 65.6%+4.1pp | 78.8%-9.1pp | 67.2%+2.5pp |
| Annual return | 18.48% | 31.73%-13.2pp | 134.46%-116.0pp | 160.72%-142.2pp |
| Employer contribution / active EE | $1,949 | $3,138-37.9% | $4,821-59.6% | $2,671-27.0% |
| Participant deferral / active EE | $4,307 | $3,411+26.3% | $5,682-24.2% | $4,126+4.4% |
| Admin fee / account holder | $1,003 | $5,950-83.1% | $13,212-92.4% | $5,651-82.2% |