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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,870 | $95,406-64.5% | $185,849-81.8% | $85,847-60.5% |
| Participation rate | 72.7% | 68.8%+4.0pp | 81.7%-9.0pp | 69.3%+3.4pp |
| Annual return | 10.49% | 23.59%-13.1pp | 122.10%-111.6pp | 318.61%-308.1pp |
| Employer contribution / active EE | $1,322 | $3,314-60.1% | $5,169-74.4% | $2,565-48.5% |
| Participant deferral / active EE | $3,664 | $3,424+7.0% | $5,569-34.2% | $3,952-7.3% |
| Admin fee / account holder | $22,929 | $7,214+217.8% | $16,244+41.2% | $6,261+266.2% |