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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,211 | $133,981-31.2% | $112,249-17.9% | $134,532-31.5% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -15.88% | 47.16%-63.0pp | 27.48%-43.4pp | 418.27%-434.1pp |
| Employer contribution / active EE | $0 | $4,040-100.0% | $3,636-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $6,729 | $5,292+27.1% | $4,729+42.3% | $6,401+5.1% |
| Admin fee / account holder | $2,749 | $7,492-63.3% | $6,412-57.1% | $11,429-75.9% |