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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,600 | $87,546+34.3% | $75,784+55.2% | $125,389-6.2% |
| Participation rate | 88.9% | 80.2%+8.7pp | 75.8%+13.1pp | 83.2%+5.7pp |
| Annual return | -1.99% | 13.49%-15.5pp | 9.68%-11.7pp | 282.24%-284.2pp |
| Employer contribution / active EE | $41 | $3,930-99.0% | $3,323-98.8% | $4,866-99.2% |
| Participant deferral / active EE | $2,213 | $4,230-47.7% | $3,652-39.4% | $5,352-58.6% |
| Admin fee / account holder | $4,356 | $6,503-33.0% | $5,300-17.8% | $9,541-54.3% |