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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,648 | $97,732+79.7% | $83,831+109.5% | $135,380+29.7% |
| Participation rate | 70.0% | 80.0%-10.0pp | 76.1%-6.1pp | 82.6%-12.6pp |
| Annual return | -1.94% | 1287.56%-1289.5pp | 850.99%-852.9pp | 519.81%-521.7pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $5,539 | $4,683+18.3% | $4,082+35.7% | $5,609-1.3% |
| Admin fee / account holder | $363 | $6,675-94.6% | $5,479-93.4% | $10,828-96.6% |