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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,850 | $87,106-16.4% | $105,607-31.0% | $80,935-10.0% |
| Participation rate | 78.4% | 70.4%+7.9pp | 75.3%+3.1pp | 67.7%+10.7pp |
| Annual return | 11.05% | 17.01%-6.0pp | 116.11%-105.1pp | 35.66%-24.6pp |
| Employer contribution / active EE | $401 | $2,396-83.3% | $3,167-87.3% | $2,757-85.5% |
| Participant deferral / active EE | $2,507 | $3,986-37.1% | $5,011-50.0% | $4,299-41.7% |
| Admin fee / account holder | $19,096 | $8,447+126.1% | $10,958+74.3% | $6,924+175.8% |