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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,607 | $79,961-26.7% | $98,462-40.5% | $75,177-22.0% |
| Participation rate | 90.7% | 70.4%+20.3pp | 75.2%+15.5pp | 67.2%+23.5pp |
| Annual return | 18.11% | 19.75%-1.6pp | 21.17%-3.1pp | 160.75%-142.6pp |
| Employer contribution / active EE | $375 | $2,264-83.4% | $3,049-87.7% | $2,671-86.0% |
| Participant deferral / active EE | $2,362 | $3,753-37.0% | $4,738-50.1% | $4,126-42.7% |
| Admin fee / account holder | $4,984 | $6,842-27.2% | $8,875-43.8% | $5,651-11.8% |