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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,860 | $87,733-5.6% | $106,554-22.2% | $85,851-3.5% |
| Participation rate | 81.4% | 71.9%+9.5pp | 76.1%+5.3pp | 69.3%+12.1pp |
| Annual return | 9.58% | 21.86%-12.3pp | 26.80%-17.2pp | 318.63%-309.1pp |
| Employer contribution / active EE | $398 | $2,073-80.8% | $2,819-85.9% | $2,565-84.5% |
| Participant deferral / active EE | $2,557 | $3,469-26.3% | $4,398-41.9% | $3,952-35.3% |
| Admin fee / account holder | $23,402 | $6,767+245.8% | $7,408+215.9% | $6,261+273.8% |