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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,850 | $87,132-16.4% | $105,624-31.0% | $80,959-10.0% |
| Participation rate | 78.4% | 70.4%+7.9pp | 75.3%+3.1pp | 67.7%+10.7pp |
| Annual return | 11.05% | 17.03%-6.0pp | 116.20%-105.2pp | 35.67%-24.6pp |
| Employer contribution / active EE | $401 | $2,397-83.3% | $3,168-87.3% | $2,757-85.5% |
| Participant deferral / active EE | $2,507 | $3,985-37.1% | $5,013-50.0% | $4,300-41.7% |
| Admin fee / account holder | $19,096 | $8,449+126.0% | $10,961+74.2% | $6,925+175.7% |