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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,760 | $63,346+40.1% | $92,240-3.8% | $70,126+26.6% |
| Participation rate | 96.7% | 68.7%+28.0pp | 76.5%+20.2pp | 69.5%+27.1pp |
| Annual return | 17.74% | 530.19%-512.5pp | 176.29%-158.6pp | 73.15%-55.4pp |
| Employer contribution / active EE | $2,908 | $2,471+17.7% | $3,680-21.0% | $2,343+24.1% |
| Participant deferral / active EE | $3,599 | $2,854+26.1% | $3,897-7.6% | $3,332+8.0% |
| Admin fee / account holder | $939 | $3,841-75.6% | $5,194-81.9% | $4,645-79.8% |