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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,962 | $115,814+25.2% | $101,275+43.1% | $158,982-8.8% |
| Participation rate | 86.4% | 79.4%+7.0pp | 75.8%+10.6pp | 82.0%+4.4pp |
| Annual return | 18.03% | 56.16%-38.1pp | 46.48%-28.5pp | 302.99%-285.0pp |
| Employer contribution / active EE | $6,491 | $4,176+55.4% | $3,660+77.3% | $4,763+36.3% |
| Participant deferral / active EE | $5,386 | $4,958+8.6% | $4,371+23.2% | $5,983-10.0% |
| Admin fee / account holder | $4,176 | $7,249-42.4% | $5,948-29.8% | $11,252-62.9% |