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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,867 | $70,418-20.7% | $96,570-42.1% | $85,847-34.9% |
| Participation rate | 91.8% | 61.8%+30.0pp | 69.8%+22.0pp | 69.3%+22.5pp |
| Annual return | 12.32% | 18.59%-6.3pp | 37.79%-25.5pp | 318.61%-306.3pp |
| Employer contribution / active EE | $2,225 | $1,413+57.5% | $2,357-5.6% | $2,565-13.3% |
| Participant deferral / active EE | $5,554 | $2,894+91.9% | $3,849+44.3% | $3,952+40.5% |
| Admin fee / account holder | $3,706 | $4,995-25.8% | $6,182-40.1% | $6,261-40.8% |