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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,108 | $65,034-18.3% | $90,970-41.6% | $79,856-33.5% |
| Participation rate | 88.6% | 61.6%+27.0pp | 69.0%+19.6pp | 69.6%+19.0pp |
| Annual return | 19.38% | 30.45%-11.1pp | 134.60%-115.2pp | 31.71%-12.3pp |
| Employer contribution / active EE | $2,154 | $1,247+72.7% | $2,122+1.5% | $2,471-12.8% |
| Participant deferral / active EE | $4,865 | $2,512+93.7% | $3,373+44.3% | $3,741+30.1% |
| Admin fee / account holder | $1,842 | $4,536-59.4% | $5,961-69.1% | $5,306-65.3% |