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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,165 | $50,947-34.9% | $74,551-55.5% | $64,173-48.3% |
| Participation rate | 86.4% | 61.1%+25.3pp | 69.1%+17.2pp | 69.6%+16.8pp |
| Annual return | 60.11% | -1.85%+62.0pp | 32.53%+27.6pp | 7.63%+52.5pp |
| Employer contribution / active EE | $1,405 | $1,115+26.0% | $1,961-28.3% | $2,381-41.0% |
| Participant deferral / active EE | $3,116 | $2,302+35.4% | $3,108+0.2% | $3,470-10.2% |
| Admin fee / account holder | $1,126 | $4,221-73.3% | $5,059-77.7% | $4,887-77.0% |