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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $83,623 |
MATRIX TRUST COMPANY2 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,561 | $65,453+203.4% | $86,698+129.0% | $66,938+196.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 76.6%+23.4pp | 69.8%+30.2pp |
| Annual return | -16.38% | -10.89%-5.5pp | 35.95%-52.3pp | 1.58%-18.0pp |
| Employer contribution / active EE | $6,541 | $2,154+203.7% | $2,837+130.6% | $2,545+157.0% |
| Participant deferral / active EE | $10,368 | $4,102+152.8% | $4,656+122.7% | $4,238+144.6% |
| Admin fee / account holder | $331 | $642-48.5% | $7,493-95.6% | $594-44.3% |