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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $25,289 |
BMO HARRIS BANK NA3+ years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085529 | Securities Custodian | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,628 | $64,909+173.7% | $82,312+115.8% | $62,293+185.1% |
| Participation rate | 97.2% | 74.9%+22.4pp | 76.9%+20.3pp | 69.5%+27.7pp |
| Annual return | 17.81% | 21.18%-3.4pp | 25.88%-8.1pp | 28.90%-11.1pp |
| Employer contribution / active EE | $5,443 | $1,676+224.8% | $2,428+124.2% | $2,042+166.5% |
| Participant deferral / active EE | $7,220 | $3,103+132.7% | $3,706+94.8% | $3,169+127.8% |
| Admin fee / account holder | $117 | $440-73.4% | $5,608-97.9% | $479-75.6% |