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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $121,379 |
BMO HARRIS BANK NA5+ years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085529 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,081 | $65,376+206.0% | $87,104+129.7% | $65,185+206.9% |
| Participation rate | 94.8% | 75.3%+19.4pp | 76.9%+17.9pp | 70.2%+24.6pp |
| Annual return | 23.98% | 31.27%-7.3pp | 28.19%-4.2pp | 29.38%-5.4pp |
| Employer contribution / active EE | $4,479 | $1,822+145.8% | $2,521+77.7% | $2,177+105.8% |
| Participant deferral / active EE | $7,614 | $3,388+124.7% | $4,048+88.1% | $3,514+116.7% |
| Admin fee / account holder | $514 | $520-1.0% | $7,491-93.1% | $847-39.3% |