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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,826 | $93,346+16.6% | $71,796+51.6% | $273,972-60.3% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 8.02% | 130.39%-122.4pp | 78.04%-70.0pp | 41.46%-33.4pp |
| Employer contribution / active EE | $2,295 | $2,733-16.0% | $1,924+19.3% | $4,869-52.9% |
| Participant deferral / active EE | $4,118 | $3,475+18.5% | $2,794+47.4% | $5,287-22.1% |
| Admin fee / account holder | $2,493 | $6,571-62.1% | $4,815-48.2% | $10,133-75.4% |