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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,737 | $82,630+29.2% | $64,105+66.5% | $125,389-14.9% |
| Participation rate | 87.0% | 75.9%+11.1pp | 68.2%+18.8pp | 83.2%+3.8pp |
| Annual return | -1.37% | 1489.72%-1491.1pp | 791.24%-792.6pp | 282.24%-283.6pp |
| Employer contribution / active EE | $1,969 | $2,671-26.3% | $1,820+8.2% | $4,866-59.5% |
| Participant deferral / active EE | $3,511 | $3,608-2.7% | $2,822+24.4% | $5,352-34.4% |
| Admin fee / account holder | $1,409 | $6,382-77.9% | $4,499-68.7% | $9,541-85.2% |