Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,606 | $56,054-16.9% | $171,082-72.8% | $62,881-25.9% |
| Participation rate | 38.6% | 62.9%-24.2pp | 76.7%-38.1pp | 69.3%-30.7pp |
| Annual return | 7.53% | 22.52%-15.0pp | 32.56%-25.0pp | 20.14%-12.6pp |
| Employer contribution / active EE | $0 | $1,731-100.0% | $4,002-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,125 | $3,158-64.4% | $4,797-76.6% | $3,203-64.9% |
| Admin fee / account holder | $511 | $3,647-86.0% | $8,520-94.0% | $4,296-88.1% |