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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,655 | $65,034+51.7% | $90,970+8.4% | $79,856+23.5% |
| Participation rate | 85.7% | 61.6%+24.1pp | 69.0%+16.7pp | 69.6%+16.1pp |
| Annual return | 9.66% | 30.45%-20.8pp | 134.60%-124.9pp | 31.71%-22.1pp |
| Employer contribution / active EE | $8,278 | $1,247+563.6% | $2,122+290.1% | $2,471+235.0% |
| Participant deferral / active EE | $7,025 | $2,512+179.6% | $3,373+108.3% | $3,741+87.8% |
| Admin fee / account holder | $2,159 | $4,536-52.4% | $5,961-63.8% | $5,306-59.3% |