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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,139 | $58,493+35.3% | $84,023-5.8% | $72,976+8.4% |
| Participation rate | 93.2% | 61.2%+32.0pp | 69.0%+24.2pp | 69.5%+23.7pp |
| Annual return | 2.95% | 28.93%-26.0pp | 71.32%-68.4pp | 81.02%-78.1pp |
| Employer contribution / active EE | $6,734 | $1,163+479.0% | $1,984+239.4% | $2,440+176.0% |
| Participant deferral / active EE | $6,308 | $2,394+163.5% | $3,239+94.7% | $3,608+74.9% |
| Admin fee / account holder | $744 | $4,569-83.7% | $6,102-87.8% | $5,124-85.5% |