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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,377 | $84,236-5.8% | $170,435-53.4% | $70,126+13.2% |
| Participation rate | 80.0% | 70.8%+9.2pp | 83.6%-3.6pp | 69.5%+10.5pp |
| Annual return | 11.07% | 23.06%-12.0pp | 205.94%-194.9pp | 73.15%-62.1pp |
| Employer contribution / active EE | $3,155 | $3,387-6.9% | $5,432-41.9% | $2,343+34.7% |
| Participant deferral / active EE | $2,654 | $3,086-14.0% | $4,939-46.3% | $3,332-20.4% |
| Admin fee / account holder | $43,527 | $5,698+663.9% | $13,881+213.6% | $4,645+837.0% |