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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,826 | $75,832+27.7% | $147,617-34.4% | $59,633+62.4% |
| Participation rate | 88.9% | 71.6%+17.3pp | 84.6%+4.3pp | 68.7%+20.2pp |
| Annual return | -4.95% | 0.37%-5.3pp | 61.98%-66.9pp | 2041.45%-2046.4pp |
| Employer contribution / active EE | $2,431 | $3,485-30.3% | $5,564-56.3% | $2,203+10.3% |
| Participant deferral / active EE | $2,810 | $3,131-10.2% | $4,895-42.6% | $3,192-12.0% |
| Admin fee / account holder | $729 | $5,986-87.8% | $11,612-93.7% | $4,297-83.0% |