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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,985 | $125,237+33.3% | $105,608+58.1% | $145,877+14.5% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 13.46% | 225.76%-212.3pp | 116.50%-103.0pp | 551.28%-537.8pp |
| Employer contribution / active EE | $2,032 | $3,720-45.4% | $3,167-35.8% | $4,663-56.4% |
| Participant deferral / active EE | $13,540 | $5,711+137.1% | $5,010+170.3% | $6,691+102.4% |
| Admin fee / account holder | $2,032 | $17,287-88.2% | $11,028-81.6% | $13,402-84.8% |