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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,144 | $118,496+35.1% | $98,461+62.6% | $139,466+14.8% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 18.93% | 18.96%0pp | 21.17%-2.2pp | 373.66%-354.7pp |
| Employer contribution / active EE | $1,905 | $3,611-47.2% | $3,049-37.5% | $4,754-59.9% |
| Participant deferral / active EE | $13,411 | $5,393+148.7% | $4,738+183.0% | $6,712+99.8% |
| Admin fee / account holder | $1,867 | $14,056-86.7% | $8,961-79.2% | $11,409-83.6% |