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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,852 | $99,032+151.3% | $80,022+211.0% | $135,380+83.8% |
| Participation rate | 83.3% | 78.4%+5.0pp | 75.8%+7.5pp | 82.6%+0.7pp |
| Annual return | -6.95% | 15.39%-22.3pp | 11.22%-18.2pp | 519.81%-526.8pp |
| Employer contribution / active EE | $1,595 | $3,043-47.6% | $2,468-35.4% | $4,779-66.6% |
| Participant deferral / active EE | $7,786 | $4,282+81.8% | $3,686+111.3% | $5,609+38.8% |
| Admin fee / account holder | $8,062 | $10,436-22.7% | $6,521+23.6% | $10,828-25.5% |