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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,020 | $177,595+0.8% | $148,496+20.6% | $198,609-9.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 15.15% | 9.97%+5.2pp | 12.33%+2.8pp | 202.70%-187.6pp |
| Employer contribution / active EE | $2,024 | $4,098-50.6% | $3,497-42.1% | $5,055-60.0% |
| Participant deferral / active EE | $12,186 | $5,539+120.0% | $4,808+153.4% | $6,977+74.7% |
| Admin fee / account holder | $2,107 | $27,010-92.2% | $19,547-89.2% | $19,030-88.9% |