Filed February 12, 2018 (most recent of 2 filings on file)
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS6 years Filed as: SPECTRUM INVESTMENT ADVISORS INC Service code 27 · EIN 39-1828175 | Advisory (Plan) | $33,647 |
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $26,528 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported that benefits due were not provided when due.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,680 | $71,526+35.2% | $98,450-1.8% | $71,495+35.2% |
| Participation rate | 50.9% | 72.7%-21.8pp | 75.2%-24.3pp | 67.9%-17.1pp |
| Annual return | 17.66% | 32.42%-14.8pp | 21.16%-3.5pp | 28.85%-11.2pp |
| Employer contribution / active EE | $2,432 | $2,400+1.3% | $3,049-20.2% | $2,589-6.1% |
| Participant deferral / active EE | $4,592 | $4,110+11.7% | $4,739-3.1% | $4,291+7.0% |
| Admin fee / account holder | $415 | $1,675-75.2% | $8,961-95.4% | $1,588-73.9% |