Filed February 12, 2018 (most recent of 2 filings on file)
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS3 years Filed as: SPECTRUM INVESTMENT ADVISORS INC Service code 27 · EIN 39-1828175 | Advisory (Plan) | $28,899 |
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $24,777 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported that benefits due were not provided when due.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,175 | $70,917+25.7% | $98,920-9.9% | $73,493+21.3% |
| Participation rate | 48.5% | 73.8%-25.3pp | 76.0%-27.5pp | 70.7%-22.1pp |
| Annual return | 17.81% | 34.18%-16.4pp | 196.47%-178.7pp | 28.51%-10.7pp |
| Employer contribution / active EE | $2,220 | $2,037+9.0% | $2,689-17.5% | $2,270-2.2% |
| Participant deferral / active EE | $3,952 | $3,501+12.9% | $4,245-6.9% | $3,740+5.7% |
| Admin fee / account holder | $475 | $535-11.2% | $6,643-92.8% | $513-7.4% |