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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,561 | $110,551+287.7% | $80,741+430.8% | $167,536+155.8% |
| Participation rate | 100.0% | 64.0%+36.0pp | 54.2%+45.8pp | 82.1%+17.9pp |
| Annual return | 9.82% | 120.57%-110.7pp | 87.30%-77.5pp | 478.82%-469.0pp |
| Employer contribution / active EE | $4,363 | $1,543+182.8% | $1,160+276.1% | $4,839-9.8% |
| Participant deferral / active EE | $4,698 | $2,870+63.7% | $2,145+119.0% | $6,342-25.9% |
| Admin fee / account holder | $1,865 | $4,547-59.0% | $3,380-44.8% | $12,315-84.9% |