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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,003 | $108,285+231.5% | $77,552+362.9% | $158,982+125.8% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 13.50% | 31.69%-18.2pp | 54.82%-41.3pp | 302.99%-289.5pp |
| Employer contribution / active EE | $5,785 | $1,325+336.6% | $987+486.3% | $4,763+21.5% |
| Participant deferral / active EE | $4,335 | $2,455+76.5% | $1,861+132.9% | $5,983-27.6% |
| Admin fee / account holder | $1,312 | $3,709-64.6% | $2,859-54.1% | $11,252-88.3% |