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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,116 | $104,116+221.9% | $71,089+371.4% | $135,380+147.5% |
| Participation rate | 100.0% | 65.7%+34.3pp | 54.6%+45.4pp | 82.6%+17.4pp |
| Annual return | -16.02% | 1256.51%-1272.5pp | 650.65%-666.7pp | 519.81%-535.8pp |
| Employer contribution / active EE | $6,875 | $1,485+363.0% | $1,088+532.1% | $4,779+43.9% |
| Participant deferral / active EE | $5,334 | $2,524+111.4% | $1,873+184.9% | $5,609-4.9% |
| Admin fee / account holder | $3,314 | $4,142-20.0% | $3,082+7.5% | $10,828-69.4% |