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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,815 | $112,729+41.8% | $98,716+61.9% | $137,256+16.4% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.3%+14.0pp | 80.0%+3.4pp |
| Annual return | 15.13% | 38.48%-23.4pp | 31.81%-16.7pp | 220.34%-205.2pp |
| Employer contribution / active EE | $3,557 | $2,725+30.5% | $2,279+56.1% | $4,156-14.4% |
| Participant deferral / active EE | $8,282 | $4,640+78.5% | $4,048+104.6% | $6,407+29.3% |
| Admin fee / account holder | $6,878 | $10,129-32.1% | $8,703-21.0% | $12,270-43.9% |