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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,815 | $123,155+29.8% | $108,753+47.0% | $155,188+3.0% |
| Participation rate | 83.3% | 75.6%+7.7pp | 71.1%+12.2pp | 80.8%+2.5pp |
| Annual return | 15.13% | 44.73%-29.6pp | 37.47%-22.3pp | 148.84%-133.7pp |
| Employer contribution / active EE | $3,557 | $2,811+26.5% | $2,427+46.6% | $4,248-16.3% |
| Participant deferral / active EE | $8,282 | $4,623+79.1% | $4,115+101.3% | $6,531+26.8% |
| Admin fee / account holder | $6,878 | $12,126-43.3% | $10,320-33.3% | $14,480-52.5% |