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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,476 | $91,537+220.6% | $130,045+125.7% | $75,173+290.4% |
| Participation rate | 97.6% | 71.5%+26.2pp | 78.5%+19.1pp | 67.2%+30.4pp |
| Annual return | 19.31% | -631.55%+650.9pp | -137.30%+156.6pp | 160.72%-141.4pp |
| Employer contribution / active EE | $6,857 | $2,845+141.0% | $4,321+58.7% | $2,671+156.7% |
| Participant deferral / active EE | $8,768 | $4,343+101.9% | $5,820+50.7% | $4,126+112.5% |
| Admin fee / account holder | $8,339 | $6,780+23.0% | $10,600-21.3% | $5,651+47.6% |