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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,322 | $91,559+181.0% | $133,978+92.1% | $79,856+222.2% |
| Participation rate | 98.9% | 73.3%+25.6pp | 79.8%+19.1pp | 69.6%+29.3pp |
| Annual return | 20.54% | 61.85%-41.3pp | 45.10%-24.6pp | 31.71%-11.2pp |
| Employer contribution / active EE | $5,050 | $2,384+111.9% | $3,919+28.9% | $2,471+104.4% |
| Participant deferral / active EE | $6,804 | $3,734+82.2% | $5,047+34.8% | $3,741+81.9% |
| Admin fee / account holder | $15,064 | $6,321+138.3% | $8,930+68.7% | $5,306+183.9% |