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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,446 | $81,870+210.8% | $119,634+112.7% | $68,490+271.5% |
| Participation rate | 97.8% | 71.9%+25.9pp | 79.3%+18.5pp | 67.9%+29.9pp |
| Annual return | -17.55% | -23.82%+6.3pp | -14.98%-2.6pp | -7.85%-9.7pp |
| Employer contribution / active EE | $5,957 | $2,692+121.3% | $4,232+40.7% | $2,597+129.4% |
| Participant deferral / active EE | $7,316 | $4,148+76.4% | $5,601+30.6% | $4,028+81.6% |
| Admin fee / account holder | $6,556 | $6,583-0.4% | $10,329-36.5% | $5,403+21.3% |