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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,882 | $102,429+163.5% | $147,096+83.5% | $80,925+233.5% |
| Participation rate | 92.0% | 75.9%+16.1pp | 82.2%+9.8pp | 67.7%+24.3pp |
| Annual return | 19.55% | 135.02%-115.5pp | 419.75%-400.2pp | 35.65%-16.1pp |
| Employer contribution / active EE | $6,261 | $3,716+68.5% | $4,936+26.8% | $2,756+127.2% |
| Participant deferral / active EE | $7,879 | $6,649+18.5% | $8,071-2.4% | $4,299+83.3% |
| Admin fee / account holder | $34,943 | $7,957+339.2% | $13,005+168.7% | $6,940+403.5% |