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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,539 | $85,766+236.4% | $136,298+111.7% | $70,126+311.5% |
| Participation rate | 86.2% | 74.2%+12.1pp | 81.9%+4.3pp | 69.5%+16.7pp |
| Annual return | 21.85% | 31.46%-9.6pp | 5156.27%-5134.4pp | 73.15%-51.3pp |
| Employer contribution / active EE | $4,588 | $2,966+54.7% | $4,696-2.3% | $2,343+95.9% |
| Participant deferral / active EE | $5,359 | $5,051+6.1% | $6,247-14.2% | $3,332+60.8% |
| Admin fee / account holder | $7,943 | $5,421+46.5% | $9,244-14.1% | $4,645+71.0% |