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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,236 | $165,361+125.7% | $149,715+149.3% | $158,950+134.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 23.56% | 348.24%-324.7pp | 276.66%-253.1pp | 302.91%-279.4pp |
| Employer contribution / active EE | $5,845 | $5,103+14.5% | $4,645+25.8% | $4,762+22.7% |
| Participant deferral / active EE | $11,331 | $7,182+57.8% | $6,842+65.6% | $5,983+89.4% |
| Admin fee / account holder | $1,553 | $10,808-85.6% | $9,310-83.3% | $11,248-86.2% |