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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,882 | $102,382+163.6% | $147,005+83.6% | $80,874+233.7% |
| Participation rate | 92.0% | 75.8%+16.2pp | 82.2%+9.8pp | 67.6%+24.4pp |
| Annual return | 19.55% | 134.89%-115.3pp | 418.76%-399.2pp | 35.62%-16.1pp |
| Employer contribution / active EE | $6,261 | $3,715+68.5% | $4,934+26.9% | $2,756+127.2% |
| Participant deferral / active EE | $7,879 | $6,646+18.5% | $8,070-2.4% | $4,297+83.4% |
| Admin fee / account holder | $34,943 | $7,942+340.0% | $13,006+168.7% | $6,935+403.8% |