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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,309 | $162,812+9.5% | $133,971+33.1% | $158,966+12.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 8.71% | 41.94%-33.2pp | 45.09%-36.4pp | 302.95%-294.2pp |
| Employer contribution / active EE | $5,500 | $4,976+10.5% | $3,919+40.4% | $4,762+15.5% |
| Participant deferral / active EE | $982 | $5,910-83.4% | $5,047-80.5% | $5,983-83.6% |
| Admin fee / account holder | $26,322 | $11,741+124.2% | $8,929+194.8% | $11,250+134.0% |