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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,921 | $152,612+19.9% | $125,192+46.1% | $152,897+19.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 13.94% | 54.85%-40.9pp | 43.79%-29.8pp | 345.43%-331.5pp |
| Employer contribution / active EE | $1,914 | $4,947-61.3% | $3,866-50.5% | $4,764-59.8% |
| Participant deferral / active EE | $1,980 | $5,868-66.3% | $4,937-59.9% | $5,851-66.2% |
| Admin fee / account holder | $7,838 | $13,437-41.7% | $9,704-19.2% | $11,599-32.4% |