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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,966 | $106,267-73.7% | $96,520-71.0% | $139,456-79.9% |
| Participation rate | 45.5% | 77.8%-32.4pp | 74.3%-28.9pp | 80.3%-34.9pp |
| Annual return | 17.72% | 38.45%-20.7pp | 35.72%-18.0pp | 373.45%-355.7pp |
| Employer contribution / active EE | $7,575 | $4,105+84.5% | $3,739+102.6% | $4,753+59.4% |
| Participant deferral / active EE | $3,251 | $5,454-40.4% | $4,879-33.4% | $6,711-51.6% |
| Admin fee / account holder | $0 | $7,882-100.0% | $6,733-100.0% | $11,407-100.0% |