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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,518 | $115,814-84.9% | $101,275-82.7% | $158,982-89.0% |
| Participation rate | 83.3% | 79.4%+4.0pp | 75.8%+7.5pp | 82.0%+1.4pp |
| Annual return | 21.27% | 56.16%-34.9pp | 46.48%-25.2pp | 302.99%-281.7pp |
| Employer contribution / active EE | $1,812 | $4,176-56.6% | $3,660-50.5% | $4,763-62.0% |
| Participant deferral / active EE | $3,054 | $4,958-38.4% | $4,371-30.1% | $5,983-49.0% |
| Admin fee / account holder | $1,302 | $7,249-82.0% | $5,948-78.1% | $11,252-88.4% |