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| Provider | Service type | Compensation |
|---|---|---|
PRIVATE ADVISOR GROUP LLC9+ years Filed as: PRIVATE ADVISOR GROUP Service code 26 · EIN 39-1185892 | Advisory (Participants) | $72,665 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $37,485 |
MATRIX TRUST COMPANY4 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,032 | $56,423+118.1% | $77,183+59.4% | $71,495+72.1% |
| Participation rate | 97.1% | 64.3%+32.7pp | 69.6%+27.5pp | 67.9%+29.1pp |
| Annual return | 17.05% | 19.05%-2.0pp | 37.89%-20.8pp | 28.85%-11.8pp |
| Employer contribution / active EE | $7,254 | $1,866+288.7% | $2,534+186.3% | $2,589+180.1% |
| Participant deferral / active EE | $5,269 | $3,142+67.7% | $3,833+37.5% | $4,291+22.8% |
| Admin fee / account holder | $432 | $1,429-69.8% | $5,475-92.1% | $1,588-72.8% |