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| Provider | Service type | Compensation |
|---|---|---|
PRIVATE ADVISOR GROUP LLC4+ years Filed as: PRIVATE ADVISOR GROUP Service code 26 · EIN 39-1185892 | Advisory (Participants) | $41,049 |
Filed as: JOHN HANCOCK RETIREMENT PLAN SERVIC Service code 15 · EIN 01-0233346 | Recordkeeping | $15,324 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $10,823 |
BMO HARRIS BANK NA1 year Filed as: BMO HARRIS BANK N.A. Service code 19 | Securities Custodian | $0 |
BMO HARRIS BANK NA4+ years Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,853 | $43,504+106.5% | $68,612+31.0% | $56,289+59.6% |
| Participation rate | 99.4% | 67.8%+31.6pp | 72.2%+27.2pp | 69.9%+29.6pp |
| Annual return | -8.02% | -3.15%-4.9pp | -4.63%-3.4pp | -9.96%+1.9pp |
| Employer contribution / active EE | $5,088 | $1,525+233.6% | $2,625+93.8% | $2,111+141.0% |
| Participant deferral / active EE | $3,881 | $2,509+54.7% | $3,311+17.2% | $3,350+15.8% |
| Admin fee / account holder | $348 | $515-32.4% | $5,131-93.2% | $521-33.2% |