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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,128 | $39,028-38.2% | $80,741-70.1% | $85,847-71.9% |
| Participation rate | 85.7% | 41.6%+44.2pp | 54.2%+31.6pp | 69.3%+16.4pp |
| Annual return | 7.50% | 26.31%-18.8pp | 87.30%-79.8pp | 318.61%-311.1pp |
| Employer contribution / active EE | $788 | $722+9.1% | $1,160-32.1% | $2,565-69.3% |
| Participant deferral / active EE | $1,606 | $1,326+21.1% | $2,145-25.1% | $3,952-59.4% |
| Admin fee / account holder | $38,313 | $2,429+1477.3% | $3,380+1033.4% | $6,261+512.0% |