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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,146 | $34,316+31.6% | $74,723-39.6% | $72,976-38.1% |
| Participation rate | 90.0% | 42.4%+47.6pp | 54.5%+35.5pp | 69.5%+20.5pp |
| Annual return | 23.00% | 26.58%-3.6pp | 753.18%-730.2pp | 81.02%-58.0pp |
| Employer contribution / active EE | $832 | $692+20.2% | $1,084-23.3% | $2,440-65.9% |
| Participant deferral / active EE | $1,971 | $1,272+55.0% | $1,962+0.5% | $3,608-45.4% |
| Admin fee / account holder | $3,283 | $2,125+54.5% | $3,335-1.6% | $5,124-35.9% |